Analyst Compares Bitcoin and Real Estate as Competing Monetary Premiums

HousingWire Lead Analyst Logan Mohtashami discussed rising bond yields, mortgage rates, and Bitcoin‘s potential role as a competing store of value in a recent interview with Bitcoin Magazine.

Mohtashami explained that the 10-year Treasury yield continues to climb, partly due to geopolitical tensions and a hawkish Federal Reserve, pushing the average 30-year mortgage rate to 7.28%, its highest level in nearly three years. He noted that mortgage spreads are currently preventing rates from exceeding 8%.

A significant portion of the discussion centered on Bitcoin’s relationship to traditional real estate investment. Mohtashami explored the concept of Bitcoin and real estate competing for a “monetary premium” as long-term stores of value, questioning which asset class might attract more capital in the current economic climate.

The analyst also touched on practical intersections between the two asset classes, such as the possibility of borrowing against Bitcoin holdings to fund a home down payment. He referenced investor Grant Cardone’s model of leveraging Bitcoin profits into real estate acquisitions.